Services What services does CCP, Inc. provide? CCP, Inc. provides comprehensive financial planning along with portfolio management services. We address the areas of investments, insurance, retirement planning, business planning, taxes, and estate planning tailored to the individual client's needs and lifestyle. We seek to help clients meet their financial planning goals in the most timely, effective, and efficient manner. What does Comprehensive Financial Planning include? We focus on all areas of your financial situation and develop a course of action to help you achieve your personal goals. We will help you: Simplify the financial planning process; Evaluate your entire financial situation; Educate you about financial management in general; Work collaboratively with your accountant, attorney, and other planning professionals to ensure you have the resources to meet all your goals; Coordinate your evolving financial and personal goals with your current and future resources; Review your overall investment strategy and risk tolerance; Develop sound financial habits; Offer financial recommendations and explanations so you can make informed decisions; Assist you with implementing and monitoring your planning decisions; Show you how to keep your financial habits and personal values in alignment; Project and analyze your retirement progression. Review and revise your plan at regular intervals to adjust to changes in the financial and economic environment and changes in your goals and objectives. What is included in Portfolio Management Services? CCP, Inc. can provide the discipline needed to help achieve long term investment success. We will design and manage a portfolio specifically tailored to address your risk tolerance, time horizon, and goals. Our core philosophy is based upon a disciplined strategy of asset allocation and diversification. Our first priority is securing a fixed income and equity balance designed to match your risk tolerance levels. We then combine asset class diversification and risk control with an emphasis on passive portfolio management. We utilize no-load mutual funds screened monthly by our Investment Committee. With our Portfolio Management Services, we provide you with a comprehensive report each quarter that analyzes the performance of your portfolio, with results presented net of CCP, Inc. fees. Included in this service is an annual review and assessment of your financial situation. Because we believe that understanding a client's overall financial picture is critical to providing the best service, we also prepare a comprehensive financial plan as we work through choosing a portfolio to meet your investment needs. Each year we will revisit the financial plan and make necessary revisions and updates that reflect the changes in your personal life, the economy and current laws. We will assist you with not only your investments, but will also address the areas of retirement planning, estate planning, insurance, business planning, and taxation. What does it cost? Our services are very individualized and it is difficult to quote a price without reviewing your needs. Our Comprehensive Financial Plan fees generally start at $3,500 for Financial Planning. For Portfolio Management Services our minimum Comprehensive Financial Plan fee is $1,000 with ongoing management fees of 1% on the first $500,000 or a minimum of $5,000 per year, billed quarterly. We encourage you to contact us or call for an initial consultation at no cost to you. At your initial consultation meeting we will provide you a contract with our quoted fee based on your individual financial situation. Click here for the How Do I Get Started? page.